USN Finance is a flexible, multi-currency app for personal and shared money tracking, made for people who want a clear picture of their income, expenses, savings, and balances. The tracker is built with a strong focus on privacy and reliable protection of personal data.

If you are looking for a reliable expense manager, a convenient account book for a family, or a tool to control money in a small business, you get a full set of professional features without a cluttered interface.

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An operations feed — your whole financial history in one place

An operations feed — your whole financial history in one place

Follow income, expenses, transfers, and currency exchange. Use flexible filters by date, account, or category to find the records you need.

Here is a summary of your operations

Here is a summary of your operations

All operations are grouped by account and category automatically, so you see the whole picture right away.

AI scanner: from a receipt to a finished operation

AI scanner: from a receipt to a finished operation

Just upload a photo, screenshot, QR code, text, or link. The smart scanner instantly recognizes individual items, groups them into categories, and creates a finished financial operation without manual entry.

Set up your accounting structure

Set up your accounting structure

Your own structure, with no templates. Build a deep hierarchy of accounts, categories, subcategories, and virtual wallets, with unlimited nesting.

Interactive analytics of your operations

Interactive analytics of your operations

See reports on income, spending, and accounts for any period. Click a block to go to the level below, and use the button to open the operations that make up the amount. Any report can be converted to another currency on the spot.

Compare periods and trends

Compare periods and trends

Analyze income, expenses, and accounts over time, grouped by day, week, month, quarter, or year. Expand the category hierarchy right in the table, and the app will convert the report to the currency you need. This lets you judge financial trends and inflation over the long run of your bookkeeping.

Shared accounting in groups

Shared accounting in groups

Inside one profile you can keep several independent groups. The owner invites people by email, and everyone tracks shared expenses in real time (family, team, or a personal project).

Your data is encrypted

Your data is encrypted

Notes, account and category names, and the names, codes, and symbols of your custom currencies are encrypted on your device (AES-256-GCM) with a key protected by your secret phrase. On the server this text is stored only in encrypted form.